Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Overwater website and associated services. By accessing or using the service, you agree to be bound by these Terms. This is a general template and should be reviewed and adapted to your specific circumstances before publication.
Acceptance of Terms
By creating an account, accessing, or using any part of the Overwater platform, you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. If you do not agree with any part of these Terms, you must not use the service.
Description of Service
Overwater provides AI-driven data analysis and risk management tools intended to support decision-making for remote professionals and investors. The service is provided on an "as is" and "as available" basis. Outputs generated by the platform are informational in nature and do not constitute financial, legal, or professional advice.
Eligibility and Account Registration
You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use this service. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify Overwater promptly of any unauthorized use of your account.
Acceptable Use
You agree not to misuse the service, including but not limited to: attempting unauthorized access to systems or data, reverse engineering any part of the platform, interfering with the service's operation, or using the service for any unlawful purpose. Overwater reserves the right to suspend or terminate accounts that violate these conditions.
No Financial Advice
Nothing provided through Overwater constitutes investment, financial, tax, or legal advice. Any analysis, signal, alert, or risk indicator generated by the platform is based on automated processes and should not be relied upon as the sole basis for any decision. You are solely responsible for evaluating the risks associated with any action you take based on information from the service.
Subscription, Fees, and Payment
Certain features of the service may require payment of fees. Fees, billing cycles, and applicable terms will be presented at the time of purchase. Unless otherwise stated, fees are non-refundable except where required by applicable law. Overwater reserves the right to modify pricing with reasonable advance notice.
Intellectual Property
All content, software, trademarks, logos, and materials associated with Overwater are the property of Overwater or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights; you are granted only a limited, non-exclusive, non-transferable license to use the service for its intended purpose.
Limitation of Liability
To the maximum extent permitted by applicable law, Overwater shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use of the service. The service is provided without warranties of any kind, whether express or implied, including fitness for a particular purpose or non-infringement.
Indemnification
You agree to indemnify and hold Overwater, its affiliates, officers, and employees harmless from any claims, damages, liabilities, and expenses arising out of your use of the service, your violation of these Terms, or your infringement of any third-party rights.
Termination
Overwater reserves the right to suspend or terminate your access to the service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Overwater, or third parties. You may discontinue use of the service at any time.
Changes to the Terms
Overwater may update these Terms from time to time. Material changes will be communicated through the website or other reasonable means. Continued use of the service after changes take effect constitutes acceptance of the revised Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Overwater is registered, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
Questions about these Terms
If you have any questions regarding these Terms and Conditions, please reach out via our contact page. This document is a general template provided for informational purposes and should be reviewed by qualified legal counsel before relying on it for your business.